/* Insurance Page Styles */

.insurance-page-wrapper {
    background-color: #FAF6F5;
    overflow: hidden;
}

/* Base Styles */
.ins-section-title {
    color: var(--wm-heading);
    font-family: var(--font-heading);
    line-height: 1.15;
    font-size: 3.8rem;
    font-weight: 400;
    /* max-width: 600px; */
    width: 100%;
}

.ins-section-title .text-primary {
    color: #72A59F !important;
}

.ins-section-desc {
    color: var(--wm-body);
    font-size: 1.05rem;
    line-height: 1.7;
    font-weight: 500;
}

/* Badge Styles */
.ins-badge {
    background: #fff;
    border-radius: 50px;
    padding: 8px 16px;
    display: inline-flex;
    align-items: center;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.03);
    border: 1px solid rgba(114, 165, 159, 0.1);
    color: var(--wm-heading);
    font-weight: 600;
    font-size: 0.85rem;
}

.ins-badge-icon {
    width: 20px;
    height: 20px;
    margin-right: 8px;
    color: #72A59F;
}

.ins-badge-blue {
    background: #F1F6F5;
}

/* Cards */
.ins-card {
    background: #fff;
    border-radius: 16px;
    padding: 24px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
    border: 1px solid #E0E0E0;
    display: flex;
    align-items: center;
    height: 140px;
    transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

.ins-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.06);
    border-color: #B9D1CC !important;
}

.ins-card-icon {
    width: 40px;
    height: 40px;
    object-fit: contain;
    margin-right: 15px;
}

/* Hero Section */
.ins-hero {
    padding-top: 150px;
    padding-bottom: 80px;
    position: relative;
}

.ins-hero-img-wrapper {
    position: relative;
    /* border-radius: 20px; */
    /* overflow: hidden; */
    /* box-shadow: 0 20px 50px rgba(0,0,0,0.08); */
}

.ins-hero-img-wrapper img {
    width: 100%;
    height: auto;
    object-fit: cover;
}

.ins-floating-card {
    position: absolute;
    bottom: -30px;
    right: -30px;
    background: #fff;
    border-radius: 16px;
    padding: 20px;
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.1);
    z-index: 2;
    min-width: 250px;
}

/* Step List */
.ins-step-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.ins-step-item {
    display: flex;
    align-items: center;
    background: #fff;
    border-radius: 12px;
    padding: 15px 25px;
    margin-bottom: 15px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.02);
    border: 1px solid rgba(0, 0, 0, 0.02);
}

.ins-step-number {
    width: 30px;
    height: 30px;
    border-radius: 50%;
    background: #FDF5F3;
    color: #D88A8A;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    margin-right: 20px;
    flex-shrink: 0;
}

.ins-step-icon {
    width: 24px;
    height: 24px;
    color: #72A59F;
    margin-right: 15px;
}

/* Pricing Cards */
.ins-pricing-card {
    background: #F7F3EE !important;
    border-radius: 20px !important;
    padding: 40px 30px !important;
    text-align: center;

    height: 100%;
    display: flex;
    flex-direction: column;
    align-items: center;
    transition: all 0.35s cubic-bezier(0.165, 0.84, 0.44, 1) !important;

    border: 2px solid #FFFFFF;
    box-shadow: 0px 4px 14.8px rgba(0, 0, 0, 0.09);
    border-radius: 20px;
}

.ins-pricing-card:hover {
    transform: translateY(-5px) !important;
    box-shadow: 0 20px 45px rgba(0, 0, 0, 0.04) !important;
}

.ins-pricing-icon-wrapper {
    width: 80px !important;
    height: 80px !important;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 24px !important;
    flex-shrink: 0;
}

/* Color cycle for pricing cards icons */
.col-md-4:nth-of-type(3n+1) .ins-pricing-icon-wrapper {
    background-color: #F0DDDB;
    color: #D88A8A;
}

.col-md-4:nth-of-type(3n+2) .ins-pricing-icon-wrapper {
    background-color: #C9DFDA;
    color: #3C867C;
}

.col-md-4:nth-of-type(3n+3) .ins-pricing-icon-wrapper {
    background-color: #FBE7C0;
    color: #DCA245;
}

.ins-pricing-card-title {
    font-family: var(--font-heading);
    color: var(--wm-heading);
    font-size: 1.45rem;
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: 0px !important;
}

.ins-pricing-card-time {
    font-size: 0.95rem;
    font-weight: 600;
    font-family: var(--font-body);
    color: var(--wm-body);
    margin-bottom: 24px !important;
}

.ins-pricing-card-desc-text {
    margin-bottom: 0 !important;
    margin-top: auto !important;
}

.ins-pricing-card-divider {
    width: 40px;
    height: 2px;
    background-color: #72A59F;
    margin: 20px auto !important;
}

.ins-pricing-price {
    font-size: 3rem;
    font-weight: 700;
    color: var(--wm-heading);
    font-family: var(--font-body);
    margin-top: auto;
}




/* FAQ Accordion */
.ins-faq-item {
    background: #fff;
    border-radius: 12px;
    margin-bottom: 15px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.02);
    border: 1px solid rgba(0, 0, 0, 0.02);
}

.ins-faq-btn {
    width: 100%;
    text-align: left;
    padding: 20px 25px;
    background: transparent;
    border: none;
    font-weight: 600;
    color: var(--wm-heading);
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.ins-faq-btn:after {
    content: '+';
    color: #72A59F;
    font-size: 1.5rem;
    font-weight: 400;
}

.ins-faq-btn[aria-expanded="true"]:after {
    content: '-';
}

.ins-faq-content {
    padding: 0 25px 20px;
    color: var(--wm-body);
    font-size: 0.95rem;
}

/* Footer CTA */
.ins-cta-box {
    background: #fff;
    border-radius: 24px;
    box-shadow: 0 15px 50px rgba(0, 0, 0, 0.03);
    overflow: hidden;
}

.ins-link-btn {
    color: #72A59F;
    font-weight: 600;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
}

.ins-link-btn svg {
    margin-left: 8px;
    transition: transform 0.3s ease;
}

.ins-link-btn:hover svg {
    transform: translateX(5px);
}

/* Card Hover Micro-Animations (Site-wide Cohesion) */

.ins-faq-item:hover {
    transform: translateY(-4px) !important;
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.03) !important;
    border-color: rgba(114, 165, 159, 0.25) !important;
}

.ins-cta-badge-card {
    transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1) !important;
}

.ins-cta-badge-card:hover {
    transform: translateY(-5px) !important;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.05) !important;
    border-color: #B9D1CC !important;
}

.ins-selfpay-notice-card {
    transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1) !important;
}

.ins-selfpay-notice-card:hover {
    transform: translateY(-4px) !important;
    box-shadow: 0 15px 35px rgba(114, 165, 159, 0.1) !important;
    border-color: #72A59F !important;
}

/* Verification Section Styles */
.ins-verification-section {
    background-color: #FAF8F5 !important;
    position: relative;
    overflow: hidden;
    min-height: 940px;
}

.ins-verification-section .container {
    position: relative;
    z-index: 2;
}

.ins-verify-tagline-line {
    width: 30px;
    height: 1px;
    background: var(--wm-heading);
    display: inline-block;
    margin-right: 10px;
}

.ins-verify-tagline-text {
    letter-spacing: 2px;
    color: var(--wm-subheading);
}

.ins-verify-divider {
    width: 50px;
    height: 1.5px;
    background-color: #C8B8B0;
    margin-bottom: 24px;
    opacity: 0.7;
}

.btn-wm-ask-question {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 12px 24px;
    font-size: 1rem;
    border-radius: 8px;
    background-color: #EAECEE;
    color: #2E3030 !important;
    font-weight: 600;
    text-decoration: none !important;
    border: none;
    transition: all 0.3s cubic-bezier(0.165, 0.84, 0.44, 1);
    gap: 8px;
}

.btn-wm-ask-question:hover {
    background-color: #DFE1E3;
    color: #2E3030 !important;
    transform: translateY(-2px);
    box-shadow: 0 8px 15px rgba(0, 0, 0, 0.05);
}

.btn-wm-ask-question svg {
    flex-shrink: 0;
    color: #2E3030;
}

.ins-verify-step-card {
    border-radius: 20px !important;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.02) !important;
    border: 1px solid rgba(0, 0, 0, 0.02) !important;
    background-color: #fff;
    padding: 20px 24px !important;
    margin-bottom: 20px !important;
    transition: all 0.35s cubic-bezier(0.165, 0.84, 0.44, 1) !important;
    display: flex;
    align-items: center;
}

.ins-verify-step-card:hover {
    transform: translateY(-4px) !important;
    box-shadow: 0 15px 35px rgba(0, 0, 0, 0.05) !important;
    border-color: #B9D1CC !important;
}

.ins-verify-icon-wrap {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    margin-right: 20px;
}

.ins-verify-icon-wrap img {
    width: 30px;
    height: 30px;
    object-fit: contain;
}

/* Color cycle for icons in verification steps */
.ins-verify-step-card:nth-of-type(4n+1) .ins-verify-icon-wrap {
    background-color: #FBE7C0;
    color: #B47F35;
}

.ins-verify-step-card:nth-of-type(4n+2) .ins-verify-icon-wrap {
    background-color: #E4EDE9;
    color: #3D827A;
}

.ins-verify-step-card:nth-of-type(4n+3) .ins-verify-icon-wrap {
    background-color: #D4DCEB;
    color: #2B5B84;
}

.ins-verify-step-card:nth-of-type(4n+4) .ins-verify-icon-wrap {
    background-color: #E8D4EB;
    color: #7E5B94;
}

.ins-verify-card-text {
    font-family: var(--font-body);
    font-weight: 600;
    color: var(--wm-heading);
    font-size: 1.1rem;
    line-height: 1.4;
    margin: 0;
}

.ins-verify-info-note {
    margin-top: 24px;
    display: flex;
    align-items: center;
    padding-left: 8px;
}

.ins-verify-info-icon {
    width: 24px;
    height: 24px;
    border-radius: 6px;
    border: 1.5px solid #A36B65;
    color: #A36B65;
    font-family: serif;
    font-size: 0.9rem;
    font-style: italic;
    font-weight: bold;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    margin-right: 16px;
    line-height: 1;
}

.ins-verify-info-text {
    color: var(--wm-subheading);
    font-family: var(--font-body);
    font-size: 0.95rem;
    font-weight: 500;
}

.ins-verify-blob-left {
    position: absolute;
    bottom: -150px;
    left: -150px;
    width: 400px;
    height: 400px;
    background-color: #FCDCD6;
    border-radius: 50%;
    opacity: 0.4;
    filter: blur(60px);
    pointer-events: none;
    z-index: 1;
}

.ins-verify-blob-right {
    position: absolute;
    top: 20%;
    right: -150px;
    width: 450px;
    height: 450px;
    background-color: #FCDCD6;
    border-radius: 50%;
    opacity: 0.35;
    filter: blur(70px);
    pointer-events: none;
    z-index: 1;
}

.ins-verify-leaf-left {
    position: absolute;
    bottom: 0;
    left: 0;
    pointer-events: none;
    z-index: 1;
    opacity: 0.25;
}

.ins-verify-leaf-right {
    position: absolute;
    top: 0;
    right: 0;
    pointer-events: none;
    z-index: 1;
    opacity: 0.25;
}



/* ==========================================================================
   Hero 2 Section (New Centered Design)
   ========================================================================== */
.ins-hero2-section {
    background-color: var(--hero-background-color);
    padding: 30px 0 160px 0 !important;
    position: relative;
    overflow: hidden;
}

.ins-hero2-section .tagline-dot {
    background: #ffffff !important;
}

.ins-hero2-section .tagline-text {
    color: #ffffff !important;
}

.ins-hero2-section .ins-hero2-btn-primary {
    background: white !important;
    color: #347d75 !important;
    border: 1px solid transparent !important
}

.ins-hero2-section .ins-hero2-btn-primary:hover {
    background-color: transparent !important;
    color: white !important;
    border: 1px solid white !important
}

.ins-hero2-section .ins-hero2-btn-outline {
    background-color: transparent !important;
    color: #ffffff !important;
    border: 1px solid #ffffff !important;
}

.ins-hero2-section .ins-hero2-btn-outline:hover {
    background-color: white !important;
    color: #347d75 !important;
    border: 1px solid transparent !important;
}

/* Decorative blobs */
.ins-hero2-blob-tr {
    position: absolute;
    top: -20px;
    right: -40px;
    width: 280px;
    height: 260px;
    background: #F5D7CE;
    border-radius: 60% 40% 50% 70% / 50% 60% 40% 55%;
    opacity: 0.55;
    pointer-events: none;
    z-index: 1;
}

.ins-hero2-blob-bl {
    position: absolute;
    bottom: 30px;
    left: -30px;
    width: 140px;
    height: 140px;
    background: #E8C9A0;
    border-radius: 50%;
    opacity: 0.35;
    pointer-events: none;
    z-index: 1;
}

/* Tagline Component */
.ins-hero2-section .tagline {
    font-size: 0.8rem;
    letter-spacing: 2px;
}

.ins-hero2-section .tagline-dot {
    width: 30px;
    height: 1px;
    background: var(--wm-heading-dark, #2C2C2C);
    display: inline-block;
    margin-right: 10px;
}

.ins-hero2-section .tagline-text {
    font-family: 'Inter', sans-serif;
    font-weight: 700;
    color: var(--wm-subheading, #8A7A76);
}

/* Title */
.ins-hero2-title {
    font-family: 'Domine', serif;
    font-size: 3.2rem;
    font-weight: 700;
    color: var(--wm-heading-dark, #ffffff);
    line-height: 1.2;
}

/* Horizontal divider */
.ins-hero2-divider {
    width: 60px;
    height: 2px;
    background: #ffffff;
    border-radius: 2px;
    opacity: 0.7;
}

/* Description */
.ins-hero2-desc {
    font-family: 'Inter', sans-serif;
    font-size: 1rem;
    line-height: 1.78;
    color: #ffffff;
    opacity: 0.9;
    max-width: 600px;
    margin: 0 auto;
}

/* Buttons */
.ins-hero2-btn-primary {
    background-color: #5BA8A0;
    color: #fff !important;
    border: 2px solid #5BA8A0;
    font-family: 'Inter', sans-serif;
    font-size: 0.82rem;
    letter-spacing: 1.5px;
    transition: all 0.3s cubic-bezier(0.165, 0.84, 0.44, 1);
}

.ins-hero2-btn-primary:hover {
    background-color: var(--wm-secondary) !important;
    border-color: var(--wm-secondary) !important;
    transform: translateY(-2px);
    box-shadow: 0 10px 20px rgba(114, 165, 159, 0.2);
    color: #fff !important;
}

.btn-wm-primary:hover {
    background-color: var(--wm-secondary) !important;
    transform: translateY(-2px);
    box-shadow: 0 10px 20px rgba(114, 165, 159, 0.2);
}

.ins-hero2-btn-outline {
    background: transparent;
    color: var(--wm-heading-dark, #2C2C2C) !important;
    border: 2px solid #C8B8B0;
    font-family: 'Inter', sans-serif;
    font-size: 0.82rem;
    letter-spacing: 1.5px;
    transition: all 0.3s cubic-bezier(0.165, 0.84, 0.44, 1);
}

.ins-hero2-btn-outline:hover {
    border-color: #5BA8A0;
    color: #5BA8A0 !important;
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.06);
}

/* Pricing Rate Card Strip */
.ins-hero2-rate-card {
    background: #FFFFFF;
    border-radius: 18px;
    border: 1px solid rgba(0, 0, 0, 0.06);
    box-shadow: 0 8px 30px rgba(96, 64, 62, 0.06), 0 2px 8px rgba(0, 0, 0, 0.03);
    overflow: hidden;
    max-width: 620px;
}

.ins-hero2-rate-item {
    padding: 24px 30px;
}

.ins-hero2-rate-item-divider {
    border-right: 1px solid rgba(0, 0, 0, 0.08);
}

.ins-hero2-rate-icon-wrap {
    width: 52px;
    height: 52px;
    min-width: 52px;
    flex-shrink: 0;
}

.ins-hero2-rate-icon-img {
    width: 26px;
    height: 26px;
    object-fit: contain;
}

.ins-hero2-rate-icon-wrap svg {
    width: 24px;
    height: 24px;
}

.ins-hero2-rate-title {
    font-family: 'Domine', serif;
    font-size: 1rem;
    font-weight: 700;
    color: var(--wm-heading-dark, #2C2C2C);
    line-height: 1.2;
}

.ins-hero2-rate-time {
    font-family: 'Inter', sans-serif;
    font-size: 0.85rem;
    color: #8A7A76;
}

.ins-hero2-rate-price {
    font-family: 'Inter', sans-serif;
    font-size: 1.6rem;
    font-weight: 700;
    color: #5BA8A0;
    margin-left: auto;
    white-space: nowrap;
}

/* Responsive */
@media (max-width: 767px) {
    .ins-hero2-section {
        padding: 48px 0 !important;
    }

    .ins-hero2-title {
        font-size: 35px !important;
        line-height: 1.15 !important;
    }

    .ins-hero2-rate-card .row {
        flex-direction: column;
    }

    .ins-hero2-rate-item-divider {
        border-right: none;
        border-bottom: 1px solid rgba(0, 0, 0, 0.08);
    }

    .ins-hero2-blob-tr {
        width: 180px;
        height: 160px;
    }
}

/* Self-Pay Section Styles */
.ins-selfpay-section {
    background-color: #FAF8F5 !important;
    position: relative;
    overflow: hidden;
    min-height: 940px;
    display: flex;
    align-items: center;
}

.ins-selfpay-badge {
    background-color: #F3D7D2;
    color: var(--wm-subheading) !important;
    padding: 6px 14px;
    border-radius: 6px;
    font-weight: 700;
    font-size: 0.8rem;
    letter-spacing: 2px;
    text-transform: uppercase;
    display: inline-block;
    margin-bottom: 24px;
    font-family: var(--font-body);
}

.ins-selfpay-info-note {
    margin-top: 40px;
    display: flex;
    align-items: center;
    padding-left: 8px;
}

.ins-selfpay-info-icon {
    width: 24px;
    height: 24px;
    border-radius: 6px;
    border: 1.5px solid #72A59F;
    color: #3C867C;
    font-family: serif;
    font-size: 0.9rem;
    font-style: italic;
    font-weight: bold;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    margin-right: 16px;
    line-height: 1;
}

.ins-selfpay-info-text {
    color: var(--wm-heading);
    font-family: var(--font-body);
    font-size: 0.95rem;
    font-weight: 500;
}

.ins-selfpay-info-text .text-primary-color {
    color: #3C867C;
}

.ins-selfpay-blob-tr {
    position: absolute;
    top: -100px;
    right: -100px;
    width: 450px;
    height: 450px;
    background-color: #E6EEF2;
    border-radius: 50%;
    opacity: 0.55;
    filter: blur(60px);
    pointer-events: none;
    z-index: 1;
}

.ins-selfpay-leaf-left {
    position: absolute;
    top: 50px;
    left: 20px;
    pointer-events: none;
    z-index: 1;
    opacity: 0.25;
}